Measure Efficiency with Time – A Review of Manic Time

Do you waste time on your computer? My guess is you do. If you are like 66% of Americans, you waste time on your computer and wish you didn’t waste as much. I’m pretty sure you other 34% don’t have a computer or maybe waste time on a tablet or mobile device. When it comes to being efficient, losing track of time is a serious problem.

It is important to measure how efficient you are currently being with your time. When it comes to the time on the computer, Manic Time can help you with your time efficiency measurement needs. Manic Time automatically tracks which program on your computer is currently the active window, and every 5 seconds logs the current active window. The log should give you a fairly accurate idea of which windows and tabs you use. The program automatically stops recording data when the computer is not active.

The free version of Manic Time has all the features that an average person would use to track their computer usage time. The paid version mostly adds features that businesses would use for billing purposes.

Manic Time allows you to tag individual programs, tabs, or files under certain categories such as “productive,”  “fun,” or whatever you come up with.  Word documents might be classified as “productive” and Excel files classified as “fun” (I can’t help it… the engineer in me loves Excel).  Reddit or Facebook might be classified as “unproductive.” You can classify any program as productive or unproductive as it fits you.

Manic Time also has an array of options to help you visually understand and analyze where your time is going.  Here are a few screenshots of the data Manic Time can generate.

Manic Time Screen Shot

Manic Time Screen Shot2

 

Finally I want to say there is nothing wrong with decompressing and wasting time on the computer, but this tool can help you be aware of that time.

I did not receive any form of compensation for this review. It is just my honest opinion. If you have another time tracking software that you think I’m missing out on let me know I’d love to check it out.

The One Credit Card Everyone Should Have

Previously I talked about how important it is to use rewards credit cards. Today I wanted to share with you the best credit card I have ever found and explain why it is the card everyone should be carrying.

Unlike basically every website in the world that discusses/reviews/recommends credit cards I am not getting anything in return for this recommendation. In fact, when I was doing research for this post I found that most credit card sites don’t even mention this credit card. My only motivation for creating this post is purely to help you operate your lifestyle in a more efficient way. I have no bias what so ever when I give you this recommendation.

So what is this secret miracle cure all credit card?

The Fidelity Visa Signature Card.

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My Fidelity Visa Signature Card

This card is special because it offers 2% cash back on EVERYTHING. If you are using cash or debt cards to make your purchases this is a life changing amount! You might think, oh who cares 2% is nothing, but the difference is huge. It is going to take me an entire post next week to fully explain the implications.

This card does require you to sign up for a Fidelity brokerage account to receive your cash back. This is a slight inconvenience, but only takes a one-time effort to setup and from then on you can deposit your cash back into your brokerage account and have your brokerage account transfer the cash into your normal checking account.

Another point worth mentioning is that this card does not have any annual fee. You will never have to worry about using it enough to justify its cost like other rewards cards.  The interest rate is 14.24% on purchases, but it shouldn’t matter because you will not be paying interest on the card, right?

There are other cards out there that offer higher percentages of cash back rewards (and I recommend a few of them), but none are as simple as this card. Everyone should be carrying this card as a baseline. Without having to think you can be assured you are getting 2% cash back everywhere Visa is accepted.

Let me know in the comments what tactics you typically use when it comes to credit cards.